Beyond Payments: Unlocking Africa’s Second FinTech Wave

BCG

Research

8 Pages

BCG covers Africa’s fintech market, which has emerged as the fastest-growing market globally. By 2030, revenues are projected to expand roughly 13x to approximately $65 billion.

Key Takeaways

Global Transaction Volume: Africa now accounts for roughly 74% of global mobile money transaction volume,reflecting both innovation and structural necessity.
Policy shapes outcomes: Regulatory design may determine whether fintech ecosystems deepen or remain fragmented.
Payments are not enough: Strong mobile money adoption has not yet translated into broad formal credit access.
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