Guide to Retirement 2024

J.P. Morgan Asset Management

Research

53 Pages

JPMorgan’s 2024 Guide to Retirement offers data-driven insights to help advisors and individuals make informed decisions about retirement planning. It addresses savings behavior, longevity, spending patterns, market volatility, and investment strategy using updated research and retirement benchmarks.

Key Takeaways

Longevity risk is rising: A healthy 65-year-old couple has a 94% chance that at least one partner lives to 80, underscoring the need to plan for long retirementsA healthy 65-year-old couple has a 94% chance that at least one partner lives to 80, underscoring the need to plan for long retirements
Behavioral gaps persist: Many workers under-save, overestimate Social Security, and misjudge healthcare costs, leading to funding shortfalls in retirement
Equity exposure remains vital: The guide shows that staying invested—even in volatile markets—has historically led to stronger retirement outcomes than market timing
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