Personal Finance

Annual Report
December 2025

How America Saves 2025

Vanguard

Jeffrey Clark

Research

112 Pages

Vanguard analyzes how participants actually save and invest inside defined contribution retirement plans across a large record keeping base.

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Wealth Management
December 2025

The State of Retirement Income: 2025

Morningstar

Research

54 Pages

Morningstar analyzes how much retirees can safely withdraw from their portfolios in a world of higher yields and moderate inflation.

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Market Reports
June 2025

How America Saves 2025

Vanguard

Research

112 Pages

Vanguard’s 24th annual How America Saves report analyzes retirement behaviors among nearly 5 million DC plan participants in 2024, revealing record-high plan participation and smart design execution.

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Wealth Management
June 2024

How America Saves 2024

Vanguard

Research

114 Pages

Vanguard’s annual report analyzes retirement account trends across plan type, demographics, allocations and more.

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Wealth Management
July 2023

How America Saves Lives 2023

Vanguard

Research

115 Pages

Vanguard analyzes how Americans save for retirement through defined contribution plans using detailed data from its recordkeeping platform.

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Wealth Management
January 2023

Vanguard’s guide to financial wellness

Vanguard

Paulo Costa, Clifford Felton

Research

52 Pages

Vanguard lays out a practical three step roadmap to improve household financial wellness, from budgeting and debt control to protection and long term saving.

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